Terms of use
A private comparison—not a marketable proposal.
Effective September 1, 2026
Permitted use
Renewal Match is for authorized Agents, Brokers, and General Agents evaluating group renewals, carrier compensation schedules, or both. You must have authority to submit every value and document provided.
Preliminary results
Displayed matches use private versioned shelf-rate schedules and role-specific compensation-contract levels. Carrier identity and contract details are provided during appointment review. Results are watermarked, non-marketable examples—not an offer, appointment, contract, recommendation, confirmation of eligibility or availability, or guarantee of improved compensation.
Employer shared-responsibility strategy
Any Penalty A, Penalty B, or section 4980H reference is a preliminary strategy guide for potential offer-of-coverage, affordability, or minimum-value issues. It is not a liability calculation, tax or legal advice, or a guarantee that an employer shared-responsibility payment will not apply. ALE status, workforce facts, affordability, safe harbors, minimum value, employee eligibility, and current law require appropriate professional review.
Official quoting and presentation
Appointment and contract confirmation are required before any displayed rate or compensation level is presented to a group, broker, or downstream agent. An appropriately licensed insurance professional must also verify current rates, state and group requirements, availability, and official quoting.
Uploaded documents
Only clean group-level renewal summaries and carrier commission schedules are permitted. Member-identifiable, medical, claims, banking, payment-statement, policyholder, credential, malicious, encrypted, oversized, or otherwise prohibited files may be rejected or removed.
No guarantee of service
Renewal Match may route a case for additional review, decline to display an example when information is incomplete or outside the loaded schedule, and change or discontinue preliminary schedules when source information changes.
Questions: contact@millennialinsgroup.com.
← Return to Renewal Match